1226 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1226 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1922
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,378 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-277-016.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-277-016.000-023`
Alternative APN	`01610341429`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Attic Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1922
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610341429
Street Address	1226 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 CAMPBELLS PL
Legal Lot Number	26
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 E 3RD ST, MISHAWAKA, IN 46544-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Aug 17, 2006	Warranty Deed, Transfer · FHA Mortgage TRUSTCORP MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2006
Deed Sale	Aug 17, 2006
Deed Document Number	0635486
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1226 E 3RD ST, MISHAWAKA, IN 46544-2733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002107183
Date	Mar 8, 2021
Instrument	2107183

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 17, 2006
Property Address	1226 E 3RD ST, MISHAWAKA, IN 46544-2733
Document Number	0000635486
Instrument Date	Aug 15, 2006
Instrument	0635486
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E 3RD ST, MISHAWAKA, IN 46544-2733
Investor	Possibly a Property Investor

Mortgage

Document Number	0000635487
Date	Aug 17, 2006
Instrument	0635487

Lender

Name	TRUSTCORP MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,000 (-5.39%) Land $26,600 Building $80,400	$107,000 (-5.39%) Land $26,600 Building $80,400
2024	$1,378.00 (+8.85%)
2023	$1,266.00 (-52.08%)	$113,100 (-) Land $26,600 Building $86,500	$113,100 (-) Land $26,600 Building $86,500
2022	$2,642.00	$113,100 Land $26,600 Building $86,500	$113,100 Land $26,600 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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