12348 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12348 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,794 sqft · built 2013
Lot Size	0.294 acres (12,812 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (May 2025)
Tax Bill	$7,060 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-08500`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-08500`
Alternative APN	`3880743`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,812 sqft (0.294 acres)
Garage Type	Finished
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880743
Street Address	12348 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 85 ORB 6520 PG 82
Legal Section	06
Legal Subdivision	HAMMOCK POINTE
Legal Tract	400
Legal Lot Number	85
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12348 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	2025053565
Deed Book / Page	6520 / 82
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 27, 2022
Property Address	12348 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086
Document Number	0059811381
Book / Page	5981 / 1381
Map Reference	MB 64 PG 41-45
Instrument Date	Jun 24, 2022
Instrument	2022088058
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,569.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 TARANTO CT, VIRGINIA BEACH, VA 23454-7340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12348 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086

Mortgage

Document Number	0059811383
Date	Jun 27, 2022
Instrument	5981/1383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,208 (+5.37%) Land $100,000 Building $351,208	$451,208 (+5.37%) Land $100,000 Building $351,208
2024	$7,060.00 (+12.85%)
2023	$6,256.00 (+19.41%)	$428,208 (+12.11%)	$428,208 (+12.11%) Land $100,000 Building $328,208
2022	$5,239.00	$381,958	$381,958 Land $53,750 Building $328,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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