Lake County property record for 12344 Hammock Pointe Cir, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,540 sqft · built 2013 |
| Lot Size | 0.294 acres (12,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,900 (Sep 2016) |
| Tax Bill | $3,467 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-26-0400-000-08400 |
| Primary APN | 06-23-26-0400-000-08400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,815 sqft (0.294 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3880742 |
|---|---|
| Street Address | 12344 HAMMOCK POINTE CIR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 64 PG 41-45 LOT 84 ORB 4840 PG 2358 |
| Legal Section | 06 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 400 |
| Legal Lot Number | 84 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31316 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12344 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 27, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Document Number | 2016100887 |
| Deed Book / Page | 4840 / 2358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12344 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0057070617 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 5707/617 |
| Instrument | 2021065374 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12344 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0052542159 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 5254/2159 |
| Instrument | 2019033572 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251,180 (+5.98%) Land $100,000 Building $151,180 | $423,788 (+5.27%) Land $100,000 Building $323,788 | |
| 2024 | $3,467.00 (+8.07%) | ||
| 2023 | $3,208.00 (+7.76%) Homeowner's exemption | $237,000 (+3%) | $402,586 (+21.85%) Land $100,000 Building $302,586 |
| 2022 | $2,977.00 Homeowner's exemption | $230,100 | $330,400 Land $53,750 Building $276,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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