San Diego County property record for 1233 Gem Ln, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,864 sqft Living Area |
| Lot Size | 1.48 acres |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2022) |
| Tax Bill | $8,849.00 (2025) |
| Primary APN | 283-082-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,864 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 64,904 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 1233 GEM LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3753 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 450 POR TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 450 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20813 |
Source: San Diego County records · APN 283-082-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Jul 15, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 28, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Deed Doc Number | 2022292331 |
| Prior Transfer Date | Aug 22, 2018 |
| Prior Transfer Doc | 0000353770 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2026 |
| Property Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Document Number | 0000217264 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026217264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Document Number | 0000217264, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026217264 |
| Name | BANNER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 15, 2022 |
| Property Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Document Number | 0000292331 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-0292331 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Document Number | 0000292332 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-0292332 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000295885 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018-0295885 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2018 |
| Property Address | 1233 GEM LN, RAMONA, CA 92065-3753 |
| Document Number | 0000353770 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 353770 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1233 GEM LN RAMONA CA 920653753, RAMONA, CA 92065-3753 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $838,354 (+2%) Land $530,604 Building $307,750 | |
| 2025 | $8,849.00 (+6.63%) Homeowner's exemption | $821,916 (+4.04%) Land $520,200 Building $301,716 |
| 2023 | $8,299.00 (+501.81%) Homeowner's exemption | $790,000 Land $500,000 Building $290,000 |
| 2022 | $1,379.00 |
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