San Diego County property record for 989 Gem Ln, Ramona, CA 92065 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 3,344 sqft Living Area |
| Lot Size | 8.38 acres |
| Occupancy | Owner Occupied |
| Last Sale | $68,000 (1985) |
| Tax Bill | $6,219.00 (2025) |
| Primary APN | 284-102-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,344 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 365,468 sqft |
| Street Address | 989 GEM LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 448 PAR PER ROS 6952 IN TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 448 |
| Legal Lot Number | 448 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 20813 |
Source: San Diego County records · APN 284-102-09-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 989 GEM LN, RAMONA, CA 92065-3759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 1985 · Amount on Record |
| Deed Sale | Jul 19, 1985 · Amount on Record |
| Deed Doc Number | 1985257728 |
| Last Transfer Date | May 10, 1996 |
| Transfer Doc | 0000269019 |
| Record Refreshed | Sep 20, 2026 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $570,227 (+2%) Land $158,018 Building $412,209 | |
| 2025 | $6,219.00 (+7.52%) Homeowner's exemption | $559,047 (+4.04%) Land $154,920 Building $404,127 |
| 2023 | $5,784.00 (-1.75%) Homeowner's exemption | $537,340 Land $148,905 Building $388,435 |
| 2022 | $5,887.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | About 1 in 53 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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