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1109 Gem Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1109 Gem Ln, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,825 sqft Living Area
Lot Size2.38 acres
OccupancyOwner Occupied
Last Sale$725,000 (2023)
Tax Bill$8,227.00 (2025)

Property Details

APN / Parcel Number

Primary APN283-082-20-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,825 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area103,673 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1109 GEM LN
CityRAMONA
StateCA
Zip92065-3755
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 450 /EXC WLY 977.84 FT/ SLY 340 FT OF TR 000643
Legal SubdivisionRAMONA
Legal Tract000643
Legal Block450
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2015
Census Tract20813

Owner

Source: San Diego County records · APN 283-082-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1109 GEM LN, RAMONA, CA 92065-3755
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 27, 2023Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 24, 2021Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Doc Number202349856
Last Transfer DateJan 26, 2026
Transfer Doc0000026662
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 30, 2026
Property Address1109 GEM LN, RAMONA, CA 92065-3755
Document Number0000026662
Map ReferenceMAP 643
Instrument DateJan 26, 2026
Instrument2026-0026662
Transaction TypeTransfer
Record UpdatedFeb 09, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1109 GEM LN, RAMONA, CA 92065-3755

Mortgage

Document Number0000026663
DateJan 30, 2026
Instrument2026-0026663
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2023
Property Address1109 GEM LN, RAMONA, CA 92065-3755
Document Number0000049856
Map ReferenceMAP 643
Instrument DateDec 07, 2022
Instrument2023-0049856
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyLAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1109 GEM LN, RAMONA, CA 92065-3755

Mortgage

Document Number0000049857
DateFeb 27, 2023
Instrument2023-0049857
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 24, 2021
Property Address1109 GEM LN, RAMONA, CA 92065-3755
Document Number0000392281
Map ReferenceMAP 643
Instrument DateApr 12, 2021
Instrument2021-0392281
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1109 GEM LN, RAMONA, CA 92065-3755

Mortgage

Document Number0000392282
DateMay 24, 2021
Instrument2021-0392282
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$769,372 (+2%) Land $249,944 Building $519,428
2025$8,227.00 (-0.42%)$754,288 (-3.01%) Land $245,044 Building $509,244
2023$8,262.00 (-0.79%)$777,697 Land $252,650 Building $525,047
2022$8,328.00

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