San Diego County property record for 1137 Gem Ln, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,471 sqft · built 1978 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Oct 2013) |
| Tax Bill | $5,506 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 283-082-16-00 |
| Primary APN | 283-082-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,471 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 112,385 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1137 GEM LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 450 POR TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 450 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20813 |
Source: San Diego County records · APN 283-082-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1137 GEM LN, RAMONA, CA 92065-3755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2013 · Amount on Record |
| Deed Sale | Oct 14, 2013 · Amount on Record |
| Prior Sale | Jul 28, 2010 · Amount on Record |
| Deed Document Number | 2013616869 |
| Prior Transfer Date | Jan 09, 2003 |
| Prior Transfer Doc | 0000061013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1137 GEM LN, RAMONA, CA 92065-3755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1137 GEM LN, RAMONA, CA 92065-3755 |
| Document Number | 0000222657 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-0222657 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1137 GEM LN, RAMONA, CA 92065-3755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1137 GEM LN, RAMONA, CA 92065-3755 |
| Document Number | 0000843594 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0843594 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $506,391 (+2%) Land $211,975 Building $294,416 | |
| 2025 | $5,506.00 (+8%) | $496,463 (+4.04%) Land $207,819 Building $288,644 |
| 2023 | $5,098.00 (-2.17%) | $477,187 Land $199,750 Building $277,437 |
| 2022 | $5,211.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | About 1 in 55 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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