1232 Spruce Ave, Sidney, OH 45365 Property Records

Shelby County property record for 1232 Spruce Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,609 sqft · built 1969
Lot Size	0.7 acres (30,510 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Jul 2021)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-2601153.009`

Property Details

APN / Parcel Number

Primary APN	`01-2601153.009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,609 sqft Living Area
1st Floor Area	2,406 sqft
Basement Area	1,203 sqft
Finished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Brick
Roof Material	Shingle
Lot Area	30,510 sqft (0.7 acres)
Lot Dimensions	339 ft deep x 90 ft wide
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	943 sqft
Porch	Slab
Porch Area	160 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1232 SPRUCE AVE
City	SIDNEY
State	OH
Zip	45365-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3524 IMPERIAL WOODS SUB SEC 1 CITY OF SIDNEY 020-26-01-153-009
Legal Subdivision	IMPERIAL WOODS SUBDIVISION
Legal Lot Number	3524
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

1232 Spruce Ave is owned and occupied by an individual who bought it in July 2021.

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · VA Mortgage WESTERN OHIO MORTGAGE CORP
Aug 5, 2019	Intrafamily Transfer, Transfer · FHA Mortgage PARTNERS UNITED FINANCIAL LLC
Feb 21, 2017	Limited Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Aug 5, 2019
Deed Document Number	20214632
Deed Book / Page	2297 / 23
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	002180/415
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jul 7, 2021
Property Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438
Document Number	2297/23
Book / Page	2297 / 23
Instrument Date	Jul 1, 2021
Instrument	202100004632
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438

Mortgage

Document Number	202100004633
Date	Jul 7, 2021
Instrument	202100004633

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Aug 5, 2019
Property Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438
Document Number	002180/415
Book / Page	2180 / 415
Instrument Date	Jul 29, 2019
Instrument	201900003824
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	WEB TITLE AGENCY, WAVE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438

Mortgage

Document Number	201900003825
Date	Aug 5, 2019
Instrument	201900003825

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

February 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Feb 21, 2017
Property Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438
Document Number	002073/343
Book / Page	2073 / 343
Instrument Date	Nov 21, 2016
Instrument	201700001059
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438

Mortgage

Document Number	201700001060
Date	Feb 21, 2017
Instrument	201700001060

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Spruce Ave was $3,655 with a homeowner's exemption, down 6% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (-6.02%)	$112,830 (-) Land $16,670 Building $96,160
2024	$3,889.00 (-2.26%) Homeowner's exemption	$112,830 (-) Land $16,670 Building $96,160
2023	$3,979.00 (+12.34%) Homeowner's exemption	$112,830 (+26.95%) Land $16,670 Building $96,160	$322,380 Land $47,630 Building $274,750
2022	$3,542.00 Homeowner's exemption	$88,880 Land $13,100 Building $75,780
2020			$253,940 Land $37,440 Building $216,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1232 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Spruce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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