1220 Spruce Ave, Sidney, OH 45365 Property Records

Shelby County property record for 1220 Spruce Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1966
Lot Size	2.01 acres (87,817 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Aug 2021)
Tax Bill	$2,848 (2024)
Deeds & Mortgages	May 2022 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-2601153.019`

Property Details

APN / Parcel Number

Primary APN	`01-2601153.019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Construction Type	Brick
Roof Material	Shingle
Lot Area	87,817 sqft (2.01 acres)
Lot Dimensions	346 ft deep x 242 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1220 SPRUCE AVE
City	SIDNEY
State	OH
Zip	45365-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7301 IMPERIAL WOODS SUBDIVISION REPLAT OF LOTS 3523 & 3522
Legal Subdivision	IMPERIAL WOODS SUB
Legal Lot Number	7301
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

1220 Spruce Ave is owned and occupied by an individual who bought it in August 2021.

Source: Shelby County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABBEY CU INC
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit ABBEY CU INC
Oct 5, 2010	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Dec 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Aug 5, 2021	Survivorship Deed, Transfer WAVE TITLE AGENCY INC
Apr 13, 2020	Fiduciary Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Apr 13, 2020 · Amount on File
Deed Document Number	202100005457
Deed Book / Page	2302 / 481
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02309/1347
Date	May 20, 2022
Book Page	2309/1347
Instrument	202202912

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002316/532
Date	Aug 22, 2023
Book Page	2316/532
Instrument	202303668

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001789/714
Date	Oct 5, 2010
Book Page	1789/714
Instrument	201000005183

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2040

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438

Mortgage

Document Number	02323/2064
Date	Dec 18, 2024
Book Page	2323/2064
Instrument	202405948

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 5, 2021
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Document Number	002302/481
Book / Page	2302 / 481
Map Reference	MB 5 G 117
Instrument Date	Jul 9, 2021
Instrument	202100005457
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438

April 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SHELBY OH
Recording Date	Apr 13, 2020
Property Address	1220 SPRUCE AVE, SIDNEY, OH 45365-3438
Document Number	002216/162
Book / Page	2216 / 162
Map Reference	MB 5 PG 117
Instrument Date	Apr 6, 2020
Instrument	202000001988
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1232 SPRUCE AVE, SIDNEY, OH 45365-3438

Mortgage

Document Number	202000001989
Date	Apr 13, 2020
Instrument	202000001989

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,848.00 (-2.23%) Homeowner's exemption	$80,830 (-) Land $33,880 Building $46,950
2023	$2,913.00 Homeowner's exemption	$80,830 Land $33,880 Building $46,950	$230,960 Land $96,810 Building $134,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Spruce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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