Union County property record for 1232 Rosa Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,295 sqft · built 1986 |
| Lot Size | 1.3 acres (56,933 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Feb 2021) |
| Tax Bill | $4,987 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jan 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-159-052A |
| Primary APN | 09-159-052A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 2,191 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,933 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1232 ROSA DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #56 SEC IV LAKEVIEW ESTATE PB06 PG116 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20602 |
1232 Rosa Dr is owned and occupied by an individual who bought it in February 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1232 ROSA DR, MONROE, NC 28112-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU |
| Feb 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2021 · Amount on File |
| Deed Sale | Feb 15, 2021 · Amount on File |
| Prior Sale | Jun 30, 2009 · Amount on File |
| Deed Document Number | 20216902 |
| Deed Book / Page | 7989 / 191 |
| Prior Transfer Date | Jul 25, 1996 |
| Prior Transfer Doc | 0000064969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1232 ROSA DR, MONROE, NC 28112-5149 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0008724233 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 8724/233 |
| Instrument | 13779 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1232 ROSA DR, MONROE, NC 28112-5149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0008386169 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 8386/169 |
| Instrument | 3665 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 15, 2021 |
| Property Address | 1232 ROSA DR, MONROE, NC 28112-5149 |
| Document Number | 0007989191 |
| Book / Page | 7989 / 191 |
| Map Reference | CAB 6 PG 116 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 6902 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1734 MINERAL SPRINGS RD, 1734, LAKE WYLIE, SC 29710-6052 |
| Name | Verified Name |
|---|---|
| Address | 10878 ARRINGTON DR, RANCHO CORDOVA, CA 95670-8012 |
| Document Number | 0000006903 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 6903 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 1232 Rosa Dr was $4,987.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,500 (-) Land $135,000 Building $435,500 | $570,500 (-) Land $135,000 Building $435,500 | |
| 2025 | $4,987.00 | $570,500 Land $135,000 Building $435,500 | $570,500 Land $135,000 Building $435,500 |
| 2023 | $3,824.00 | $350,700 Land $32,500 Building $318,200 | $350,700 Land $32,500 Building $318,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1232 Rosa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1232 Rosa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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