Union County property record for 1217 Rosa Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,722 sqft · built 1980 |
| Lot Size | 1.32 acres (57,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Oct 2025) |
| Tax Bill | $4,183 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-162-020 |
| Primary APN | 09-162-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 2,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 57,717 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1217 ROSA DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #26 LAKEVIEW EST SECT I PB5 PG183 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1217 ROSA DR, MONROE, NC 28112-5150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 21, 2017 | Warranty Deed, Transfer · VA Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 202526103 |
| Deed Book / Page | 9216 / 683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1217 ROSA DR, MONROE, NC 28112-5150 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0008528770 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 8528/770 |
| Instrument | 25726 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 7, 2025 |
| Property Address | 1217 ROSA DR, MONROE, NC 28112-5150 |
| Document Number | 0009216683 |
| Book / Page | 9216 / 683 |
| Map Reference | MB 5 PG 183 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 26103 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 W WALL ST, LILESVILLE, NC 28091-5070 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1217 ROSA DR, MONROE, NC 28112-5150 |
| Document Number | 0000026104 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 26104 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 21, 2017 |
| Property Address | 1217 ROSA DR, MONROE, NC 28112-5150 |
| Document Number | 6879880 |
| Book / Page | 6879 / 880 |
| Map Reference | MB 5 PG 183 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 0004756 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7629 WHITE STORE RD, 7629, MARSHVILLE, NC 28103-9792 |
| Name | Verified Name |
|---|
| Document Number | , 0004757 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 0004757 |
| Type | Lending Institution |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,500 (-) Land $135,000 Building $343,500 | $478,500 (-) Land $135,000 Building $343,500 | |
| 2025 | $4,183.00 (+19.28%) | $478,500 (+48.79%) Land $135,000 Building $343,500 | $478,500 (+48.79%) Land $135,000 Building $343,500 |
| 2024 | $3,507.00 | $321,600 (-) Land $32,500 Building $289,100 | |
| 2023 | $3,507.00 | $321,600 Land $32,500 Building $289,100 | $321,600 (-) Land $32,500 Building $289,100 |
| 2021 | $321,600 Land $32,500 Building $289,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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