1218 Rosa Dr, Monroe, NC 28112 Property Records

Union County property record for 1218 Rosa Dr, Monroe, NC 28112

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.25 acres (54,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2020)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-162-007`

Property Details

APN / Parcel Number

Primary APN	`09-162-007`

Exterior

Lot Area	54,798 sqft (1.25 acres)

Location & Zoning

Street Address	1218 ROSA DR
City	MONROE
State	NC
Zip	28112-5149
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-20 MONRO
Legal Description	#63 SEC 4 LAKEVIEW ESTATES PB6-PG116
Legal Subdivision	LAKEVIEW ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	20602

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3121 MATTHEWS INDIAN TRAIL RD, MATTHEWS, NC 28104-4941
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Mar 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	20207389
Deed Book / Page	7601 / 845
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1218 ROSA DR, MONROE, NC 28112-5149
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 HEATHER PL, MONROE, NC 28112-9550

Mortgage

Document Number	0000929125
Date	Jan 23, 2026
Book Page	9291/25
Instrument	1821

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 4, 2020
Property Address	1218 ROSA DR, MONROE, NC 28112-5149
Document Number	7601845
Book / Page	007601 / 000845
Instrument Date	Mar 4, 2020
Instrument	7389
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 MATTHEWS INDIAN TRAIL RD MATTHEWS NC 281044941, MATTHEWS, NC 28104-4941

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1218 ROSA DR, MONROE, NC 28112-5149
Document Number	7670726
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 MATTHEWS INDIAN TRAIL RD MATTHEWS NC 281044941, MATTHEWS, NC 28104-4941

Mortgage

Document Number	7670726
Date	May 18, 2020
Book Page	007670/000726
Instrument	16931

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (+16.6%)	$160,000 (+45.45%) Land $160,000	$160,000 (+45.45%) Land $160,000
2023	$1,199.00	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2022	$1,199.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rosa Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures