Union County property record for 1230 Rosa Dr, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 2,760 sqft · built 2024 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2023) |
| Tax Bill | $4,609 (2025) |
| Deeds & Mortgages | Mar 2024 Construction Loan May 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-162-001 |
| Primary APN | 09-162-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 2,760 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 67,954 sqft (1.56 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1230 ROSA DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5149 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #57 SEC IV LAKEVIEW ESTATES PB06 PG116 |
| Legal Subdivision | LAKEVIEW ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20602 |
1230 Rosa Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1230 ROSA DR, MONROE, NC 28112-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK |
| May 8, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on File |
| Deed Sale | Jul 3, 2023 · Amount on File |
| Prior Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 202315887 |
| Deed Book / Page | 8738 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1230 ROSA DR, MONROE, NC 28112-5149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 15313 PAHLMEYER LN, CHARLOTTE, NC 28277-3258 |
| Document Number | 0008866269 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 8866/269 |
| Instrument | 5158 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 8, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1230 ROSA DR, MONROE, NC 28112-5149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000911441 |
|---|---|
| Date | May 8, 2025 |
| Book Page | 9114/41 |
| Instrument | 11266 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1230 ROSA DR, MONROE, NC 28112-5149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15313 PAHLMEYER LN, CHARLOTTE, NC 28277-3258 |
| Document Number | 0009008561 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 9008/561 |
| Instrument | 26683 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2039 |
The 2025 property tax bill for 1230 Rosa Dr was $4,609.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,300 (-) Land $80,000 Building $447,300 | $527,300 (-) Land $80,000 Building $447,300 | |
| 2025 | $4,609.00 | $527,300 Land $80,000 Building $447,300 | $527,300 Land $80,000 Building $447,300 |
| 2023 | $599.00 (+117.03%) | $55,000 (-) Land $55,000 | $55,000 (-) Land $55,000 |
| 2022 | $276.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1230 Rosa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1230 Rosa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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