Orange County property record for 12319 Gingham Ct, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,191 sqft · built 1987 |
| Lot Size | 0.142 acres (6,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Sep 2018) |
| Tax Bill | $2,986 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-22-31-3781-01-090 |
| Primary APN | 27-22-31-3781-01-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| Gross Area | 1,590 sqft |
| 1st Floor Area | 1,191 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,205 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12319 GINGHAM CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | HUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 109 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 27 |
| Legal Subdivision | HUCKLEBERRY FIELDS N-2B UT 1 |
| Legal Tract | 3781 |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16728 |
12319 Gingham Ct is owned and occupied by an individual who bought it in September 2018.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 11, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Aug 22, 2012 · Amount on File |
| Deed Document Number | 2018539101 |
| Prior Transfer Date | May 1, 2012 |
| Prior Transfer Doc | 0000228558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 20210408785 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 20210408785 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000532902 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 12319 GINGHAM CT ORLANDO FL 328288970, ORLANDO, FL 32828-8970 |
| Document Number | 0000532902 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 532902 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000539101 |
| Map Reference | MB 17 PG 43&44 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 20180539101 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST SERVICE TITLE OF FLORI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1761 BIKINI CT, 1761, CAPE CORAL, FL 33904-9771 |
| Name | Verified Name |
|---|---|
| Address | 12319 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000539102 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 20180539102 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 12319 Gingham Ct was $2,986, up 6.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,644 (+2.7%) | $272,250 (-2.24%) Land $70,000 Building $202,250 | |
| 2025 | $2,986.00 (+6.38%) Homeowner's exemption | $193,422 | $278,480 Land $70,000 Building $208,480 |
| 2024 | $2,807.00 (+7.01%) | ||
| 2023 | $2,623.00 (+4.25%) Homeowner's exemption | $182,496 (+3%) | $255,596 (+14.46%) Land $70,000 Building $185,596 |
| 2022 | $2,516.00 Homeowner's exemption | $177,181 | $223,311 Land $65,000 Building $158,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12319 Gingham Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12319 Gingham Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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