12306 Gingham Ct, Orlando, FL 32828 Property Records

Orange County property record for 12306 Gingham Ct, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,189 sqft · built 1987
Lot Size0.128 acres (5,579 sqft)
OwnerIndividual Name on File
Last Sale$332,000 (Oct 2025)
Tax Bill$2,822 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-22-31-3781-01-140

Property Details

APN / Parcel Number

Primary APN27-22-31-3781-01-140
Alternative APNs
  • 312227378101140
  • 611352
  • 617658
  • 622460

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,189 sqft Living Area
Gross Area1,590 sqft
1st Floor Area1,189 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,579 sqft (0.128 acres)
Garage TypeAttached
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area26 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12306 GINGHAM CT
CityORLANDO
StateFL
Zip32828-8970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 114
Legal Range31E
Legal Township22S
Legal Section27
Legal SubdivisionHUCKLEBERRY FIELDS N-2B UT 1
Legal Tract3781
Legal Block1
Legal Lot Number114
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1002
Census Tract16728

Owner

12306 Gingham Ct is owned and occupied by an individual who bought it in October 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12306 GINGHAM CT, ORLANDO, FL 32828-8970
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · FHA Mortgage
CALCON MUTUAL MORTGAGE LLC
Jul 23, 2018Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2025 · Amount on File
Deed SaleOct 31, 2025 · Amount on File
Prior SaleJul 23, 2018 · Amount on File
Deed Document Number2025634024
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 31, 2025
Property Address12306 GINGHAM CT, ORLANDO, FL 32828-8970
Document Number0000634024
Map ReferenceMB 17 PG 43&44
Instrument DateOct 30, 2025
Instrument20250634024
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 WOODBURY RD APT 2101, 2101, ORLANDO, FL 32828-6019

Transferred To (Grantee/Buyer)

NameVerified Name
Address12306 GINGHAM CT, ORLANDO, FL 32828-8970

Mortgage

Document Number0000634025
DateOct 31, 2025
Instrument20250634025
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 23, 2018
Property Address12306 GINGHAM CT, ORLANDO, FL 32828-8970
Document Number0000433000
Map ReferenceMB 17 PG 43&44
Instrument DateJun 28, 2018
Instrument20180433000
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13013 SAN DIEGO WOODS LN, 13013, ORLANDO, FL 32824-9350

Transferred To (Grantee/Buyer)

NameVerified Name
Address12306 GINGHAM CT, ORLANDO, FL 32828-8970

Mortgage

Document Number0000433001
DateJul 23, 2018
Instrument20180433001
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12306 Gingham Ct was $2,822, up 6.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,510 (+39.97%) Land $70,000 Building $186,510$256,510 (-2.35%) Land $70,000 Building $186,510
2025$2,822.00 (+6.57%) Homeowner's exemption$183,260$262,690 Land $70,000 Building $192,690
2024$2,648.00 (+6.99%)
2023$2,475.00 (+4.34%) Homeowner's exemption$172,908 (+3%)$240,123 (+15.4%) Land $70,000 Building $170,123
2022$2,372.00 Homeowner's exemption$167,872$208,079 Land $65,000 Building $143,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12306 Gingham Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12306 Gingham Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Gingham Ct

Nearby Streets

Search Property Records by Address or Parcel Number