12301 Gingham Ct, Orlando, FL 32828 Property Records

Orange County property record for 12301 Gingham Ct, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,435 sqft · built 1987
Lot Size0.108 acres (4,722 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2022)
Tax Bill$4,712 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-22-31-3781-01-120

Property Details

APN / Parcel Number

Primary APN27-22-31-3781-01-120
Alternative APNs
  • 312227378101120
  • 611350
  • 617656
  • 622457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,435 sqft Living Area
Gross Area1,911 sqft
1st Floor Area1,435 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,722 sqft (0.108 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12301 GINGHAM CT
CityORLANDO
StateFL
Zip32828-8970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 112
Legal Range31E
Legal Township22S
Legal Section27
Legal SubdivisionHUCKLEBERRY FIELDS N-2B UT 1
Legal Tract3781
Legal Block1
Legal Lot Number112
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1002
Census Tract16728

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12301 GINGHAM CT, ORLANDO, FL 32828-8970
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
May 31, 2018Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleMar 8, 2018 · Amount on Record
Deed Document Number2022565681
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 15, 2022
Property Address12301 GINGHAM CT, ORLANDO, FL 32828-8970
Document Number0000565681
Map ReferenceMB 17 PG 43&44
Instrument DateSep 13, 2022
Instrument20220565681
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyRED DOOR TITLE, RED DOOR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1843 DUBLIN RD, 1843, DELTONA, FL 32738-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address12301 GINGHAM CT, ORLANDO, FL 32828-8970

Mortgage

Document Number0000565682
DateSep 15, 2022
Instrument20220565682
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12301 GINGHAM CT, ORLANDO, FL 32828-8970
Document Number0000331670
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12301 GINGHAM CT ORLANDO FL 328288970, ORLANDO, FL 32828-8970

Mortgage

Document Number0000331670
DateJun 7, 2018
Instrument331670
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 6, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,000 (+0.76%) Land $70,000 Building $233,000$303,000 (-2.32%) Land $70,000 Building $233,000
2025$4,712.00 (+5.04%) Homeowner's exemption$300,715 (+5.99%)$310,200 (+9.33%) Land $70,000 Building $240,200
2024$4,486.00 (+7.12%)
2023$4,188.00 (+163.89%) Homeowner's exemption$283,728 (+141.97%) Land $70,000 Building $213,728$283,728 (+14.77%) Land $70,000 Building $213,728
2022$1,587.00 Homeowner's exemption$117,259$247,211 Land $65,000 Building $182,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Gingham Ct

Nearby Streets

Search Property Records by Address or Parcel Number