Orange County property record for 12307 Gingham Ct, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,346 sqft · built 1987 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Apr 2020) |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-22-31-3781-01-110 |
| Primary APN | 27-22-31-3781-01-110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 1,346 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,160 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 347 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12307 GINGHAM CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | HUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 111 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 27 |
| Legal Subdivision | HUCKLEBERRY FIELDS N-2B UT 1 |
| Legal Tract | 3781 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16728 |
12307 Gingham Ct is owned and occupied by two individuals who bought it in April 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12307 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP |
| Jul 13, 2017 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | Jul 13, 2017 · Amount on File |
| Deed Document Number | 2020258377 |
| Prior Transfer Date | May 1, 2012 |
| Prior Transfer Doc | 0000234209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 29, 2020 |
| Property Address | 12307 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000258377 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 258377 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | PROMINENCE TITLE AND ESCROW LLC, PROMINENCE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12307 GINGHAM CT ORLANDO FL 328288970, ORLANDO, FL 32828-8970 |
| Document Number | 258378 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 258378 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 12307 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000390024 |
| Map Reference | MB 17 PG 43&44 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 20170390024 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12307 GINGHAM CT, ORLANDO, FL 32828-8970 |
| Document Number | 0000390025 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 20170390025 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 12307 Gingham Ct was $3,450, up 5.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,307 (+2.7%) | $282,070 (-2.43%) Land $70,000 Building $212,070 | |
| 2025 | $3,450.00 (+5.86%) Homeowner's exemption | $222,305 | $289,090 Land $70,000 Building $219,090 |
| 2024 | $3,259.00 (+7.06%) | ||
| 2023 | $3,044.00 (+4%) Homeowner's exemption | $209,748 (+3%) | $263,341 (+15.7%) Land $70,000 Building $193,341 |
| 2022 | $2,927.00 Homeowner's exemption | $203,639 | $227,609 Land $65,000 Building $162,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12307 Gingham Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12307 Gingham Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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