12314 Bluff Haven Ln, Cypress, TX 77433 Property Records

Harris County property record for 12314 Bluff Haven Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,269 sqft · built 2011
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$346,300 (Jul 2016)
Tax Bill$15,460 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN132-260-002-0019

Property Details

APN / Parcel Number

Primary APN132-260-002-0019

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,269 sqft Living Area
1st Floor Area2,668 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,400 sqft (0.193 acres)
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1322600020019
Street Address12314 BLUFF HAVEN LN
CityCYPRESS
StateTX
Zip77433-3792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 19 BLK 2 WATER HAVEN AT BRIDGELAND SEC 3
Legal SubdivisionWATER HAVEN AT BRIDGELAND SEC 3
Legal Block2
Legal Lot Number19
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1013
Census Tract543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12314 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2016 · Amount on Record
Deed SaleJul 11, 2016 · Amount on Record
Prior SaleJun 23, 2014 · Amount on Record
Deed Document Number2016300077
Prior Transfer DateJul 5, 2016
Prior Transfer Doc0000300077
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12314 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002447
DateJan 4, 2021
Instrument2021-002447
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$731,300 (+2.01%) Land $167,445 Building $563,855$731,300 (+2.01%) Land $167,445 Building $563,855
2025$15,460.00 (+308.45%) Homeowner's exemption$716,872 (-9.26%) Land $167,445 Building $549,427$716,872 (-9.26%) Land $167,445 Building $549,427
2024$3,785.00 (+20.2%)
2023$790,000 Land $167,445 Building $622,555$790,000 Land $167,445 Building $622,555
2022$3,149.00 (+17.24%)
2020$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 445 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies445 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 419
serves 7,389 people · EPA ID TX1013335
Water SourcePurchased groundwater from HARRIS COUNTY MUD 418
Last State InspectionSep 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Bluff Haven Ln

Nearby Streets

Search Property Records by Address or Parcel Number