12307 Bluff Haven Ln, Cypress, TX 77433 Property Records

Harris County property record for 12307 Bluff Haven Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,136 sqft · built 2011
Lot Size	0.275 acres (11,967 sqft)
Owner	Individual Name on Record
Last Sale	$363,700 (Mar 2011)
Tax Bill	$14,005 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`132-260-002-0023`

Property Details

APN / Parcel Number

Primary APN	`132-260-002-0023`
Alternative APN	`0410720000126`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,136 sqft Living Area
1st Floor Area	2,613 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,967 sqft (0.275 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1322600020023
Street Address	12307 BLUFF HAVEN LN
City	CYPRESS
State	TX
Zip	77433-3793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 BLK 2 WATER HAVEN AT BRIDGELAND SEC 3
Legal Subdivision	WATER HAVEN AT BRIDGELAND SEC 3
Legal Block	2
Legal Lot Number	23
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1013
Census Tract	543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12307 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 19, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2011 · Amount on Record
Deed Sale	Mar 28, 2011 · Amount on Record
Prior Sale	Dec 21, 2010
Deed Document Number	2011122376
Deed Book / Page	2275 / 2140
Prior Transfer Date	Mar 22, 2011
Prior Transfer Doc	0000122376
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 12, 2026
Property Address	12307 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Document Number	0000185070
Instrument Date	May 7, 2026
Instrument	2026185070
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12307 BLUFF HAVEN LN, CYPRESS, TX 77433-3793

Mortgage

Document Number	0000185070,
Date	May 12, 2026
Instrument	2026185070

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12307 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Document Number	0000389215
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 BLUFF HAVEN LN CYPRESS TX 774333793, CYPRESS, TX 77433-3793

Mortgage

Document Number	0000389215
Date	Aug 31, 2017
Instrument	389215

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,000 (+5.86%) Land $117,070 Building $537,930	$655,000 (+5.86%) Land $117,070 Building $537,930
2025	$14,005.00 (+6.37%) Homeowner's exemption	$618,757 (-11.5%) Land $117,070 Building $501,687	$618,757 (-11.5%) Land $117,070 Building $501,687
2024	$13,166.00 (+357.47%)
2023		$699,134 Land $117,070 Building $582,064	$699,134 Land $117,070 Building $582,064
2022	$2,878.00 (+9.39%)
2020	$2,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 445 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	445 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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