12306 Bluff Haven Ln, Cypress, TX 77433 Property Records

Harris County property record for 12306 Bluff Haven Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,080 sqft · built 2010
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Apr 2011)
Tax Bill	$15,952 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`132-260-002-0021`

Property Details

APN / Parcel Number

Primary APN	`132-260-002-0021`
Alternative APN	`0410720000126`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,080 sqft Living Area
1st Floor Area	2,453 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,400 sqft (0.193 acres)
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	546 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1322600020021
Street Address	12306 BLUFF HAVEN LN
City	CYPRESS
State	TX
Zip	77433-3792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 2 WATER HAVEN AT BRIDGELAND SEC 3
Legal Subdivision	WATER HAVEN AT BRIDGELAND SEC 3
Legal Block	2
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1013
Census Tract	543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12306 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BK
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2011 · Amount on Record
Deed Sale	Apr 6, 2011 · Amount on Record
Prior Sale	Apr 6, 2011
Deed Document Number	2011137078
Deed Book / Page	2297 / 1361
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	0000137078
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12306 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
Document Number	0000497198
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 BLUFF HAVEN LN CYPRESS TX 774333792, CYPRESS, TX 77433-3792

Mortgage

Document Number	0000497198
Date	Nov 8, 2019
Instrument	497198

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12306 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
Document Number	0000434636
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 BLUFF HAVEN LN CYPRESS TX 774333792, CYPRESS, TX 77433-3792

Mortgage

Document Number	0000434636
Date	Sep 21, 2018
Instrument	434636

Lender

Name	COMMERCIAL BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12306 BLUFF HAVEN LN, CYPRESS, TX 77433-3792
Document Number	0000280166
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 BLUFF HAVEN LN CYPRESS TX 774333792, CYPRESS, TX 77433-3792

Mortgage

Document Number	0000280166
Date	Jun 23, 2017
Instrument	280166

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,952.00 (+324.48%) Homeowner's exemption	$720,980 (-4.92%) Land $167,445 Building $553,535	$720,980 (-4.92%) Land $167,445 Building $553,535
2024	$3,758.00 (+20.18%)
2023		$758,300 Land $167,445 Building $590,855	$758,300 Land $167,445 Building $590,855
2022	$3,127.00 (+14.29%)
2020	$2,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 445 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	445 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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