Jackson County property record for 12200 E 45th Ter S, Independence, MO 64055 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,906 sqft · built 1965 |
| Lot Size | 0.24 acres (10,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Dec 2025) |
| Tax Bill | $3,122 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-420-08-12 |
| Primary APN | 33-420-08-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 4,226 sqft |
| 1st Floor Area | 1,906 sqft |
| Basement Area | 1,880 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,473 sqft (0.24 acres) |
| Lot Dimensions | 104 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 879852 |
|---|---|
| Street Address | 12200 E 45TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-5802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLERIVE ESTATES LOT 10 |
| Legal Subdivision | BELLERIVE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 12400 |
Source: Jackson County records · APN 33-420-08-12
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12200 E 45TH TER S, INDEPENDENCE, MO 64055-5802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Aug 20, 2024 | Beneficiary Deed, Transfer |
| Oct 10, 2023 | Deed, Transfer |
| Oct 10, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on Record |
| Deed Sale | Dec 24, 2025 · Amount on Record |
| Deed Document Number | 202595296 |
| Prior Transfer Date | Aug 20, 2024 |
| Prior Transfer Doc | 00E0055841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12200 E 45TH TER S, INDEPENDENCE, MO 64055-5802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, MCCAFFREE SHORT TITLE |
| Name | Verified Name |
|---|---|
| Address | 11514 BURT ST F1, F1, OMAHA, NE 68154-1568 |
| Document Number | 00E0096189 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025E0096189 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Aug 20, 2024 |
| Property Address | 12200 E 45TH TER S, INDEPENDENCE, MO 64055-5802 |
| Document Number | 00E0055841 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 2024E0055841 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | PO BOX 3075, INDEPENDENCE, MO 64055-8075 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 10, 2023 |
| Property Address | 12200 E 45TH TER S, INDEPENDENCE, MO 64055-5802 |
| Document Number | 00E0073530 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023E0073530 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3075, INDEPENDENCE, MO 64055-8075 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 10, 2023 |
| Property Address | 12200 E 45TH TER S, INDEPENDENCE, MO 64055-5802 |
| Document Number | 00E0073530 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023E0073530 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3075, INDEPENDENCE, MO 64055-8075 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,204 (+3.13%) Land $4,974 Building $35,230 | $211,600 (+3.13%) | |
| 2024 | $3,122.00 (+0.45%) | ||
| 2023 | $3,108.00 | $38,982 Land $4,537 Building $34,445 | $205,170 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Spectrum, Everfast Fiber Networks, Google Fiber, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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