Scott County property record for 123 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 2017 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,007 (Nov 2017) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-30-022.024 |
| Primary APN | 207-30-022.024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 7,710 sqft (0.177 acres) |
| Street Address | 123 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | H |
| Legal Lot Number | 24 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Construction Mortgage SPRING EQ LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Nov 17, 2017 | Deed, Subdivision Related Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 19, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on File |
| Deed Sale | Nov 17, 2017 · Amount on File |
| Prior Sale | Apr 19, 2017 · Amount on File |
| Deed Document Number | 2017377773 |
| Deed Book / Page | 392 / 399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2026 |
| Property Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000588579 |
| Book / Page | 1900 / 826 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026588579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LEXANT TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 CHERRY CREEK LN, GEORGETOWN, KY 40324-9613 |
| Document Number | 0000588579, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1900/826 |
| Instrument | 2026588579 |
| Name | SPRING EQ LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Dec 1, 2026 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1568/505 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | M1568/505 |
| Instrument | 426026 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 17, 2017 |
| Property Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D392/399 |
| Book / Page | D392 / 399 |
| Map Reference | CAB11 SL327 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 377773 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 DARBY CREEK RD, 525, LEXINGTON, KY 40509-1603 |
| Name | Verified Name |
|---|---|
| Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 377775 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 377775 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 19, 2017 |
| Property Address | 123 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D386/366 |
| Book / Page | D386 / 366 |
| Map Reference | CAB11 SL327 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 367942 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 884, LEXINGTON, KY 40588-0884 |
| Name | Verified Name |
|---|---|
| Address | 1125 HIGH POINT DR, NICHOLASVILLE, KY 40356-8308 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,000 (-) | $273,000 (-) | |
| 2025 | $1,994.00 (+9.32%) Homeowner's exemption | $273,000 (+10.26%) | $273,000 (+10.26%) |
| 2023 | $1,824.00 (+13.15%) Homeowner's exemption | $247,600 (+9.41%) Land $45,000 Building $202,600 | $247,600 (+9.41%) Land $45,000 Building $202,600 |
| 2022 | $1,612.00 Homeowner's exemption | $226,300 Land $42,000 Building $184,300 | $226,300 Land $42,000 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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