Scott County property record for 120 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 2016 |
| Lot Size | 0.185 acres (8,046 sqft) |
| Owner | Company Name on File |
| Last Sale | $329,100 (Aug 2026) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-30-022.039 |
| Primary APN | 207-30-022.039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 8,046 sqft (0.185 acres) |
| Street Address | 120 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | I |
| Legal Lot Number | 11 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 40303 |
120 Stephen Dr is owned by a company that bought it in August 2026 and is owner-occupied.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 BETHPAGE PATH, GEORGETOWN, KY 40324-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 31, 2023 | Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 25, 2017 | Deed, Transfer JETT TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Oct 31, 2023 · Amount on File |
| Deed Document Number | 2026600351 |
| Deed Book / Page | 468 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 28, 2026 |
| Property Address | 120 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000600351 |
| Book / Page | 468 / 445 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026600351 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $33,239.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 106 BETHPAGE PATH, GEORGETOWN, KY 40324-9023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 31, 2023 |
| Property Address | 120 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D445/444 |
| Book / Page | D445 / 444 |
| Map Reference | CAB 11 SL 327 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 486361 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7064 STALLION DR, EDWARDSVILLE, IL 62025-3014 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 24294 VINCENT DR, NORTH OLMSTED, OH 44070-1061 |
| Document Number | 0000486364 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 486364 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.14% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.14% |
| Max Rate At Change | 9.14% |
| Index | Prime Rate |
| Max Rate | 13.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 120 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1541/556 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | M1541/556 |
| Instrument | 421705 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 25, 2017 |
| Property Address | 120 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D387/388 |
| Book / Page | D387 / 388 |
| Map Reference | CAB11 SL327 |
| Instrument Date | May 18, 2017 |
| Instrument | 369225 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 DARBY CREEK RD # RD34, 525, LEXINGTON, KY 40509-1603 |
| Name | Verified Name |
|---|---|
| Address | 120 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
The 2025 property tax bill for 120 Stephen Dr was $2,282 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,400 (-) | $305,400 (-) | |
| 2025 | $2,282.00 Homeowner's exemption | $305,400 | $305,400 |
| 2023 | $2,138.00 (+14.21%) | $235,900 (+9.31%) Land $45,000 Building $190,900 | $235,900 (+9.31%) Land $45,000 Building $190,900 |
| 2022 | $1,872.00 | $215,800 Land $42,000 Building $173,800 | $215,800 Land $42,000 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Stephen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Stephen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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