Scott County property record for 131 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.304 acres (13,251 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $236,060 (Mar 2018) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-30-022.028 |
| Primary APN | 207-30-022.028 |
|---|
| Stories | 2 Stories |
|---|
| Lot Area | 13,251 sqft (0.304 acres) |
|---|
| Street Address | 131 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | H |
| Legal Lot Number | 28 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2017 | Deed of Trust, Mortgage · Construction Mortgage PRO MORTGAGES LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Mar 13, 2018 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Jun 28, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2018 · Amount on Record |
| Deed Sale | Mar 13, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 383656 |
| Deed Book / Page | D395 / 618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1344/694 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | M1344/694 |
| Instrument | 370792 |
| Name | PRO MORTGAGES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 27, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1573/50 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | M1573/50 |
| Instrument | 426937 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 13, 2018 |
| Property Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D395/618 |
| Book / Page | D395 / 618 |
| Map Reference | CAB11 SL327 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 383656 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 DARBY CREEK RD # RD34, 525, LEXINGTON, KY 40509-1603 |
| Name | Verified Name |
|---|---|
| Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 383657 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 383657 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 28, 2017 |
| Property Address | 131 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D388/461 |
| Book / Page | D388 / 461 |
| Map Reference | CAB11 SL327 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 370791 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 W MAIN ST, 1020, LEXINGTON, KY 40508-2012 |
| Name | Verified Name |
|---|---|
| Address | 525 DARBY CREEK RD # 34, 34, LEXINGTON, KY 40509-1603 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,946.00 (+0.51%) | $330,800 (+2.32%) | $330,800 (+2.32%) |
| 2023 | $2,931.00 (+42.07%) | $323,300 (+35.95%) Land $45,000 Building $278,300 | $323,300 (+35.95%) Land $45,000 Building $278,300 |
| 2022 | $2,063.00 | $237,800 Land $39,000 Building $198,800 | $237,800 Land $39,000 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures