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122 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 122 Stephen Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba
Lot Size0.238 acres (10,350 sqft)
Owner2 Individual Names on Record
Last Sale$334,000 (Jul 2024)
Tax Bill$2,974 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN207-30-022.040

Property Details

APN / Parcel Number

Primary APN207-30-022.040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,817 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Lot Area10,350 sqft (0.238 acres)

Location & Zoning

Street Address122 STEPHEN DR
CityGEORGETOWN
StateKY
Zip40324-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY
Legal SubdivisionPLEASANT VALLEY
Legal BlockI
Legal Lot Number12
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1055
Census Tract40303

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 STEPHEN DR, GEORGETOWN, KY 40324-8058
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 9, 2017Deed, Transfer · VA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleDec 7, 2020 · Amount on Record
Deed Document Number2024505971
Deed Book / Page450 / 699
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateJul 24, 2024
Property Address122 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D450/699
Book / PageD450 / 699
Map ReferenceCAB 11 SL 327
Instrument DateJul 5, 2024
Instrument505971
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyHOME CLOSINGS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 WOODDUCK LN, GEORGETOWN, KY 40324-9252

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number0000505972
DateJul 24, 2024
Instrument505972
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 9, 2017
Property Address122 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D386/840
Book / PageD386 / 840
Map ReferenceCAB11 SL327
Instrument DateMay 1, 2017
Instrument368611
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyFOUNDATION TITLE & ESCROW SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 DARBY CREEK RD # RD34, RD34, LEXINGTON, KY 40509

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 STEPHEN DR, GEORGETOWN, KY 40324-8058
InvestorPossibly a Property Investor

Mortgage

Document Number0M1336/358
DateMay 9, 2017
Book PageM1336/358
Instrument368612
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334,000 (-)$334,000 (-)
2025$2,974.00 (+63.77%)$334,000 (+35.39%)$334,000 (+35.39%)
2023$1,816.00 (+7.84%) Homeowner's exemption$246,700 (+5.16%) Land $45,000 Building $201,700$246,700 (+5.16%) Land $45,000 Building $201,700
2022$1,684.00 Homeowner's exemption$234,600 Land $42,000 Building $192,600$234,600 Land $42,000 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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