Sumner County property record for 123 Rustic Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,528 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,926 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083157J A 01800 |
| Primary APN | 083157J A 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,528 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Upper Floors Area | 2,186 sqft |
| Basement Area | 1,241 sqft |
| Finished Basement | 881 sqft |
| Unfinished Basement | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 262 ft deep x 24 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 575 sqft |
| Driveway | Driveway |
| Driveway Area | 4,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 574 sqft |
| Deck Area | 314 sqft |
| Patio Area | 314 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 123 RUSTIC LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 2 PAGE: 16 BLOCK: LOT: 76 SUBD: SUNSET BAY RESORT |
| Legal Subdivision | SUNSET BAY RESORT |
| Legal Lot Number | 76 24 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21203 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 RUSTIC LN, GALLATIN, TN 37066-5672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2002 |
| Deed Sale | Aug 16, 2002 |
| Prior Sale | Nov 1, 1996 · Amount on Record |
| Deed Document Number | 614580 |
| Record Updated | Jun 8, 2026 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,926.00 (-8.01%) | $276,250 (+45.78%) Land $137,500 Building $138,750 | |
| 2024 | $1,105,000 (+45.78%) Land $550,000 Building $555,000 | ||
| 2023 | $4,268.00 (-0.42%) | $189,500 (-) Land $89,375 Building $100,125 | |
| 2022 | $4,286.00 | $189,500 Land $89,375 Building $100,125 | |
| 2021 | $758,000 Land $357,500 Building $400,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Cumberland Connect.
5G (outdoors only) and 4G LTE
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