Sumner County property record for 117 Rustic Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,470 sqft · built 1962 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,914 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083157J A 01500 |
| Primary APN | 083157J A 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 483 sqft |
| Finished Basement | 483 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 367 ft deep x 94.4 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Driveway Area | 1,578 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 117 RUSTIC LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PLAT: 0002 PAGE: 0016 BLOCK: LOT: 0073 SUBD: SUNSET BAY RESORT |
| Legal Subdivision | SUNSET BAY RESORT |
| Legal Lot Number | 73 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21203 |
Source: Sumner County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 RUSTIC LN, GALLATIN, TN 37066-5672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 16, 2011 |
| Transfer Doc | 0033930835 |
| Record Updated | Jun 8, 2026 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,914.00 (-0.1%) | $205,050 (+58.28%) Land $150,000 Building $55,050 | |
| 2024 | $820,200 (+58.28%) Land $600,000 Building $220,200 | ||
| 2023 | $2,917.00 (-0.44%) | $129,550 (-) Land $101,575 Building $27,975 | |
| 2022 | $2,930.00 | $129,550 Land $101,575 Building $27,975 | |
| 2021 | $518,200 Land $406,300 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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