Sumner County property record for 116 Rustic Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,322 sqft · built 1970 |
| Lot Size | 0.791 acres (34,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Oct 2012) |
| Tax Bill | $1,622 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083157J A 02100 |
| Primary APN | 083157J A 02100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 2,322 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 34,442 sqft (0.791 acres) |
| Lot Dimensions | 201 ft deep x 32.3 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 397 sqft |
| Boat Access | Boat Access |
| Boat House | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 RUSTIC LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | P.B.27 PG.314 LT.78A,PLAT: 2 PAGE: 16 BLOCK: LOT: 79 SUBD: SUNSET BAY RESORT |
| Legal Subdivision | SUNSET BAY RESORT RESUB 78+79 |
| Legal Lot Number | 78A |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21203 |
Source: Sumner County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 RUSTIC LN, GALLATIN, TN 37066-5671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2012 · Amount on Record |
| Deed Sale | Oct 16, 2012 · Amount on Record |
| Deed Document Number | 20121028198 |
| Deed Book / Page | 3658 / 237 |
| Prior Transfer Date | Jan 16, 2008 |
| Prior Transfer Doc | 0028980540 |
| Record Updated | Jun 8, 2026 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (+8.35%) | $114,175 (+71.76%) Land $37,500 Building $76,675 | |
| 2024 | $456,700 (+71.76%) Land $150,000 Building $306,700 | ||
| 2023 | $1,497.00 (-0.47%) | $66,475 (-) Land $30,000 Building $36,475 | |
| 2022 | $1,504.00 | $66,475 Land $30,000 Building $36,475 | |
| 2021 | $265,900 Land $120,000 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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