119 Rustic Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 119 Rustic Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,827 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (May 2022)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083157J A 01600`

Property Details

APN / Parcel Number

Primary APN	`083157J A 01600`
Alternative APN	`157J A 01600`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	3,343 sqft
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Finished Basement	1,491 sqft
Unfinished Basement	1,491 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	338 ft deep x 18.3 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	375 sqft
Driveway	Driveway
Driveway Area	1,136 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	270 sqft
Patio Area	416 sqft
Canopy	625 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	119 RUSTIC LN
City	GALLATIN
State	TN
Zip	37066-5672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT: 2 PAGE: 16 BLOCK: LOT: 74 SUBD: SUNSET BAY RESORT
Legal Subdivision	SUNSET BAY RESORT
Legal Lot Number	74
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1026
Census Tract	21203

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	119 RUSTIC LN, GALLATIN, TN 37066-5672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Intrafamily Transfer, Transfer
May 31, 2022	Warranty Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Deed Document Number	20221417249
Deed Book / Page	5954 / 705
Last Transfer Date	Aug 16, 2023
Transfer Doc	0062180287
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Aug 17, 2023
Property Address	119 RUSTIC LN, GALLATIN, TN 37066-5672
Document Number	0062180287
Book / Page	6218 / 287
Map Reference	MB 2 PG 15-17
Instrument Date	Aug 16, 2023
Instrument	1458867
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 RUSTIC LN, GALLATIN, TN 37066-5672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 RUSTIC LN, GALLATIN, TN 37066-5672

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 31, 2022
Property Address	119 RUSTIC LN, GALLATIN, TN 37066-5672
Document Number	0059540705
Book / Page	5954 / 705
Map Reference	MB 2 PG 15-17
Instrument Date	May 19, 2022
Instrument	1417249
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CITY TITLE, FIRST TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RUSTIC LN, GALLATIN, TN 37066-5672

Mortgage

Document Number	0005954708
Date	May 31, 2022
Instrument	5954/708

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 19, 2023

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+1.16%)	$239,650 (+60.33%) Land $150,000 Building $89,650
2024			$958,600 (+60.33%) Land $600,000 Building $358,600
2023	$3,366.00 (-0.44%)	$149,475 (-) Land $101,575 Building $47,900
2022	$3,381.00	$149,475 Land $101,575 Building $47,900
2021			$597,900 Land $406,300 Building $191,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	22 (2009–2022)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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