Black Hawk County property record for 116 Ruby Dr, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1961 |
| Square Footage | 768 sqft Living Area |
| Lot Size | 14,400 sqft (0.331 acres) |
| Garage | Detached, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,484.00 (2025) |
| Primary APN | 8812-07-153-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 768 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,400 sqft (0.331 acres) |
| Depth X Width | 160 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 116 RUBY DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLOSSON SUBDIVISION LOT 12 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | CLOSSON SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 2901 |
Source: Black Hawk County records · APN 8812-07-153-026
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 RUBY DR, WATERLOO, IA 50702-4639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 23, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Sep 11, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 116 RUBY DR, WATERLOO, IA 50702-4639 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200019417 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 202200019417 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 116 RUBY DR, WATERLOO, IA 50702-4639 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900017478 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201900017478 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 11, 2017 |
| Property Address | 116 RUBY DR, WATERLOO, IA 50702-4639 |
| Document Number | 201800004513 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2018-00004513 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 RUBY DR, WATERLOO, IA 50702-4639 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 Homeowner's exemption | $126,220 (+1.23%) Land $23,400 Building $102,820 | $126,220 (+1.23%) Land $23,400 Building $102,820 |
| 2024 | $2,484.00 (+23.71%) | ||
| 2023 | $124,690 (+24.33%) Land $23,400 Building $101,290 | $124,690 (+24.33%) Land $23,400 Building $101,290 | |
| 2022 | $2,008.00 Homeowner's exemption | $100,290 Land $23,400 Building $76,890 | |
| 2021 | $100,290 Land $23,400 Building $76,890 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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