123 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 123 N Central Ave, Umatilla, FL 32784

Property Summary

Property TypeOffice Building
Details3 ba · 2,270 sqft · built 1916
Lot Size0.13 acres (5,704 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Aug 1996)
Tax Bill$3,455 (2024)
Flood ZoneZone X (minimal risk)
APN13-18-26-1200-00E-00400

Property Details

APN / Parcel Number

Primary APN13-18-26-1200-00E-00400
Alternative APN
  • 1202043

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,270 sqft Total Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area5,704 sqft (0.13 acres)
Lot Width43 ft Width
Garage TypeDetached
Canopy258 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1202043
Street Address123 N CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-7568
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionUMATILLA YANCEY'S ADD LOT 4--LESS W 10 FT & LESS S'LY 7.5 FT--BLK E PB 1 PG 30 ORB 1457 PG 827
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionYANCEY'S ADD
Legal Tract1200
Legal BlockE
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1059
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 201, ALTOONA, FL 32702-0201
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 1996 · Amount on Record
Deed SaleAug 13, 1996 · Amount on Record
Deed Document Number0145700827
Deed Book / Page01457 / 00827
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$165,000 (+5.68%) Land $46,764 Building $118,236$165,000 (+5.68%) Land $46,764 Building $118,236
2024$3,455.00 (+9.93%)
2023$3,143.00 (+12.17%)$156,126 (+15.81%)$156,126 (+15.81%) Land $42,515 Building $113,611
2022$2,802.00$134,808$134,808 Land $38,650 Building $96,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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