Lake County property record for 87 N Central Ave, Umatilla, FL 32784
| Property Type | Store with Apartments |
|---|---|
| Details | 11 ba · 11,266 sqft · built 1916 |
| Lot Size | 0.159 acres (6,913 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,000 (May 2021) |
| Tax Bill | $18,413 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Line of Credit Apr 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-1200-00G-00100 |
| Primary APN | 13-18-26-1200-00G-00100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 11 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Units | 10 Units |
| Stories | 1 Story |
| Building Area | 11,266 sqft Gross Area |
| 1st Floor Area | 11,266 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 6,913 sqft (0.159 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Canopy | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1800285 |
|---|---|
| Street Address | 87 N CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8430 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | C1 |
| Legal Description | UMATILLA YANCEYS ADD LOT 1 BLK G W 0.75 FT OF SR 19 LYING E OF LOT 1 BLK G PB 1 PG 30 ORB 6497 PG 2099 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | UMATILLA YANCEYS ADD |
| Legal Tract | 1200 |
| Legal Block | G |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 30110 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 BREAKWATER N, HENDERSONVILLE, TN 37075-5683 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK |
| Apr 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENTECH MANAGEMENT LLC |
| May 28, 2021 | Warranty Deed, Transfer · Line of Credit VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Dec 3, 2010 · Amount on Record |
| Deed Document Number | 202174337 |
| Deed Book / Page | 5718 / 2268 |
| Prior Transfer Date | Mar 22, 2010 |
| Prior Transfer Doc | 0039311781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 87 N CENTRAL AVE, UMATILLA, FL 32784-8430 |
| Document Number | 0000118575 |
| Book / Page | 6819 / 455 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026118575 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 105 BREAKWATER N, HENDERSONVILLE, TN 37075-5683 |
| Document Number | 0000118576, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 6819/459 |
| Instrument | 2026118576 |
| Name | UNITED SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 87 N CENTRAL AVE, UMATILLA, FL 32784-8430 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10524 MOSS PARK RD 204, 204, ORLANDO, FL 32832-5801 |
| Document Number | 0061250135 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 6125/135 |
| Instrument | 2023043069 |
| Name | GREENTECH MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HENDERSONVILLE, TN 37075 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 28, 2021 |
| Property Address | 87 N CENTRAL AVE, UMATILLA, FL 32784-8430 |
| Document Number | 0057182268 |
| Book / Page | 5718 / 2268 |
| Map Reference | MB 1 PG 30 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021074337 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1737 LAKE TERRACE DR, EUSTIS, FL 32726-1755 |
| Name | Verified Name |
|---|---|
| Address | 10524 MOSS PARK RD # 204-26, 204, ORLANDO, FL 32832-5801 |
| Document Number | 0057182271 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 5718/2271 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2031 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $771,033 (+0.69%) Land $62,272 Building $708,761 | $771,033 (+0.69%) Land $62,272 Building $708,761 | |
| 2025 | $18,413.00 (+12.09%) | $765,740 (+14.26%) Land $56,979 Building $708,761 | $765,740 (+14.26%) Land $56,979 Building $708,761 |
| 2024 | $16,427.00 (+9.37%) | ||
| 2023 | $15,020.00 (+13.17%) | $670,194 (+14.46%) | $670,194 (+14.46%) Land $51,803 Building $618,391 |
| 2022 | $13,272.00 | $585,504 | $585,504 Land $47,093 Building $538,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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