182 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 182 N Central Ave, Umatilla, FL 32784

Property Summary

Property Type	Service Station & Convenience Store
Details	1.5 ba · 2,400 sqft · built 1976
Lot Size	0.371 acres (16,166 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Dec 2019)
Tax Bill	$6,027 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-2900-000-00700`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-2900-000-00700`
Alternative APNs	`261813290000000700` `1128650`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	16,166 sqft (0.371 acres)
Lot Dimensions	126 ft deep x 112 ft wide
Deck Area	Deck Area
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1128650
Street Address	182 N CENTRAL AVE
City	UMATILLA
State	FL
Zip	32784-7514
Property Category	Commercial
Property Type	Commercial > Retail > Service Station & Convenience Store
Local Zoning Code	C2
Legal Description	N.J. TROWELLS ADDITION TO UMATILLA PB 4 PG 6 LOTS 7 8 ORB 5384 PG 1245
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	TROWELLS ADDITION
Legal Tract	2900
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1083
Census Tract	30109

Owner

182 N Central Ave, a commercial property, is owned by a company that bought it in December 2019.

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	182 N CENTRAL AVE, UMATILLA, FL 32784-7514
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	May 10, 2002 · Amount on File
Deed Document Number	2019137602
Deed Book / Page	5384 / 1245
Record Updated	Oct 29, 2026

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 5, 2019
Property Address	182 N CENTRAL AVE, UMATILLA, FL 32784-7514
Document Number	0053841245
Book / Page	5384 / 1245
Map Reference	MB 4 PG 6
Instrument Date	Nov 25, 2019
Instrument	2019137602
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 PLEASANT VIEW DRIVE, 1044, LEESBURG, FL 34788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 N CENTRAL AVE, UMATILLA, FL 32784-7514

Mortgage

Document Number	0053841247
Date	Dec 5, 2019
Instrument	5384/1247

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 25, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,068 (-0.13%) Land $113,581 Building $200,487	$314,068 (-0.13%) Land $113,581 Building $200,487
2025		$314,468 Land $113,581 Building $200,887	$314,468 Land $113,581 Building $200,887
2024	$6,027.00 (+10.08%)
2023	$5,475.00 (+9.06%)	$269,787 (+9.22%)	$269,787 (+9.22%) Land $103,262 Building $166,525
2022	$5,020.00	$247,009	$247,009 Land $93,875 Building $153,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 182 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 N Central Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20