111 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 111 N Central Ave, Umatilla, FL 32784

Property Summary

Property TypeRetail Store
Details1.5 ba · 2,000 sqft · built 1916
Lot Size0.076 acres (3,316 sqft)
OwnerCompany Name on File
Last Sale$45,000 (Apr 2000)
Tax Bill$2,789 (2024)
Deeds & MortgagesJan 2024 Line of Credit
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN13-18-26-1200-00E-00401

Property Details

APN / Parcel Number

Primary APN13-18-26-1200-00E-00401
Alternative APNs
  • 261813120000E00401
  • 1130891

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Gross Area
1st Floor Area2,000 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area3,316 sqft (0.076 acres)
Lot Dimensions140 ft deep x 26 ft wide
Garage TypeCarport
Garage Area738 sqft
CarportCarport
Carport Area738 sqft
Deck AreaDeck Area
Canopy150 sqft
Utility Building336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number1130891
Street Address111 N CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-7568
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodeC1
Legal DescriptionUMATILLA YANCEY'S ADD S'LY 7.5 FT OF E'LY 130 FT OF LOT 4 N'LY 18 FT OF E'LY 130 FT OF LOT 5 BLK E PB 1 PG 30 ORB 5880 PG 1652
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionYANCEYS ADD
Legal Tract1200
Legal BlockE
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1059
Census Tract30110

Owner

111 N Central Ave, a commercial property, is owned by a company that acquired it in December 2021.

Source: Lake County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address100 DUBBS ST, UMATILLA, FL 32784-8650
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Deed of Trust, Mortgage · Line of Credit
UNITED SOUTHERN BANK
Jan 20, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2000 · Amount on File
Deed SaleApr 14, 2000 · Amount on File
Deed Book / Page1813 / 178
Last Transfer DateDec 16, 2021
Transfer Doc0058801652
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address111 N CENTRAL AVE, UMATILLA, FL 32784-7568
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 DUBBS ST, UMATILLA, FL 32784-8650

Mortgage

Document Number0062671729
DateJan 9, 2024
Book Page6267/1729
Instrument2024002692
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueDec 22, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJan 20, 2022
Property Address111 N CENTRAL AVE, UMATILLA, FL 32784-7568
Document Number0058801652
Book / Page5880 / 1652
Instrument DateDec 16, 2021
Instrument2022009453
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address111 N CENTRAL AVE, UMATILLA, FL 32784-7568

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 N CENTRAL AVE, UMATILLA, FL 32784-7568

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,554 (-0.11%) Land $27,186 Building $108,368$135,554 (-0.11%) Land $27,186 Building $108,368
2025$135,702 Land $27,186 Building $108,516$135,702 Land $27,186 Building $108,516
2024$2,789.00 (+9.67%)
2023$2,543.00 (+11.78%)$120,783 (+13.93%)$120,783 (+13.93%) Land $24,716 Building $96,067
2022$2,275.00$106,014$106,014 Land $22,469 Building $83,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 N Central Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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