Lake County property record for 111 N Central Ave, Umatilla, FL 32784
| Property Type | Retail Store |
|---|---|
| Details | 1.5 ba · 2,000 sqft · built 1916 |
| Lot Size | 0.076 acres (3,316 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Apr 2000) |
| Tax Bill | $2,789 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-1200-00E-00401 |
| Primary APN | 13-18-26-1200-00E-00401 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,000 sqft Gross Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,316 sqft (0.076 acres) |
| Lot Dimensions | 140 ft deep x 26 ft wide |
| Garage Type | Carport |
| Garage Area | 738 sqft |
| Carport | Carport |
| Carport Area | 738 sqft |
| Deck Area | Deck Area |
| Canopy | 150 sqft |
| Utility Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 1130891 |
|---|---|
| Street Address | 111 N CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7568 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | C1 |
| Legal Description | UMATILLA YANCEY'S ADD S'LY 7.5 FT OF E'LY 130 FT OF LOT 4 N'LY 18 FT OF E'LY 130 FT OF LOT 5 BLK E PB 1 PG 30 ORB 5880 PG 1652 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | YANCEYS ADD |
| Legal Tract | 1200 |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 30110 |
111 N Central Ave, a commercial property, is owned by a company that acquired it in December 2021.
Source: Lake County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 DUBBS ST, UMATILLA, FL 32784-8650 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Jan 20, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2000 · Amount on File |
| Deed Sale | Apr 14, 2000 · Amount on File |
| Deed Book / Page | 1813 / 178 |
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0058801652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 111 N CENTRAL AVE, UMATILLA, FL 32784-7568 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 100 DUBBS ST, UMATILLA, FL 32784-8650 |
| Document Number | 0062671729 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 6267/1729 |
| Instrument | 2024002692 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 22, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 111 N CENTRAL AVE, UMATILLA, FL 32784-7568 |
| Document Number | 0058801652 |
| Book / Page | 5880 / 1652 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022009453 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 N CENTRAL AVE, UMATILLA, FL 32784-7568 |
| Name | Verified Name |
|---|---|
| Address | 111 N CENTRAL AVE, UMATILLA, FL 32784-7568 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,554 (-0.11%) Land $27,186 Building $108,368 | $135,554 (-0.11%) Land $27,186 Building $108,368 | |
| 2025 | $135,702 Land $27,186 Building $108,516 | $135,702 Land $27,186 Building $108,516 | |
| 2024 | $2,789.00 (+9.67%) | ||
| 2023 | $2,543.00 (+11.78%) | $120,783 (+13.93%) | $120,783 (+13.93%) Land $24,716 Building $96,067 |
| 2022 | $2,275.00 | $106,014 | $106,014 Land $22,469 Building $83,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 N Central Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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