107 Howard Dr, Madison Heights, VA 24572 Property Records

Amherst County property record for 107 Howard Dr, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1982
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,000 (Mar 2024)
Tax Bill	$1,281 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148F1 2 9`

Property Details

APN / Parcel Number

Primary APN	`148F1 2 9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	107 HOWARD DR
City	MADISON HEIGHTS
State	VA
Zip	24572-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 SEC 2 WEST BETHEL 148F1 2 9
Legal Lot Number	9
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

Source: Amherst County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Sep 24, 2009	Deed, Transfer · Conventional Mortgage MORTGAGE ATLANTIC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Sep 24, 2009 · Amount on Record
Deed Document Number	2024495
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 8, 2024
Property Address	107 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Document Number	0240000495
Instrument Date	Mar 8, 2024
Instrument	240000495
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HOWARD DR, MADISON HEIGHTS, VA 24572-5945

Mortgage

Document Number	0240000497
Date	Mar 8, 2024
Instrument	240000497

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 2, 2039

Interest

Rate Type	Fixed Rate

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Sep 24, 2009
Property Address	107 HOWARD DR, MADISON HEIGHTS, VA 24572-5945
Document Number	001150/084
Book / Page	1150 / 084
Map Reference	MB A PG276
Instrument Date	Sep 17, 2009
Instrument	000263350002
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001150/086
Date	Sep 24, 2009
Book Page	1150/086
Instrument	000253360015

Lender

Name	MORTGAGE ATLANTIC INC
Address	LYNCHBURG, VA 24502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2039

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,281.00 (+40.77%)	$149,200 (-) Land $20,000 Building $129,200	$228,800 (+53.35%) Land $24,000 Building $204,800
2025	$910.00 (+193.55%)
2024		$149,200 (-) Land $20,000 Building $129,200	$149,200 (-) Land $20,000 Building $129,200
2023	$310.00	$149,200 Land $20,000 Building $129,200	$149,200 Land $20,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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