Hancock County property record for 123 Elm St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,203 sqft · built 1880 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,500 (Jan 2007) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Jul 2013 Mortgage Mar 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-01-003.000 |
| Primary APN | 1010-244-01-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 1,547 sqft |
| 2nd Floor Area | 656 sqft |
| Basement Area | 328 sqft |
| Unfinished Basement | 328 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 149 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 123 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 1ST & 2ND ADD LOT 1398 |
| Legal Subdivision | BARNDS 1ST & 2ND ADD |
| Legal Lot Number | 1398 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2013 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 18, 2008 | Deed of Trust, Mortgage COUNTRYWIDE BANK FSB |
| Mar 6, 2026 | Transfer on Death Deed, Transfer |
| Mar 3, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 12, 2007 | Warranty Deed, Transfer COUNTRYWIDE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2007 · Amount on Record |
| Deed Sale | Jan 12, 2007 · Amount on Record |
| Deed Document Number | 2007427 |
| Deed Book / Page | 2311 / 357 |
| Prior Transfer Date | Jan 11, 2007 |
| Prior Transfer Doc | 002311/357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02445/1084 |
|---|---|
| Date | Jul 10, 2013 |
| Book Page | 2445/1084 |
| Instrument | 201300007395 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 002336/839 |
|---|---|
| Date | Mar 18, 2008 |
| Book Page | 2336/839 |
| Instrument | 200800002755 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2038 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 6, 2026 |
| Property Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 002627/965 |
| Book / Page | 2627 / 965 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202600001557 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 3, 2026 |
| Property Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 002627/696 |
| Book / Page | 2627 / 696 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202600001512 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Name | Verified Name |
|---|---|
| Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jan 12, 2007 |
| Property Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 002311/357 |
| Book / Page | 2311 / 357 |
| Instrument Date | Jan 11, 2007 |
| Instrument | 200700000427 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MIDLAND TITLE, MID AM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 200700000428 |
|---|---|
| Date | Jan 12, 2007 |
| Instrument | 200700000428 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2037 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (+9.49%) Homeowner's exemption | $71,130 (+26.9%) Land $9,730 Building $61,400 | $203,240 (+26.93%) Land $27,810 Building $175,430 |
| 2024 | $1,991.00 (-0.15%) | $56,050 (-) Land $7,670 Building $48,380 | |
| 2023 | $1,994.00 Homeowner's exemption | $56,050 Land $7,670 Building $48,380 | |
| 2022 | $160,120 Land $21,900 Building $138,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures