200 Elm St, Findlay, OH 45840 Property Records

Hancock County property record for 200 Elm St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,350 sqft · built 1903
Lot Size	0.144 acres (6,255 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Jul 2020)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-241-20-002.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-20-002.000`
Alternative APN	`560000191340`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	358 sqft
Unfinished Basement	358 sqft
Flooring	Brick
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,255 sqft (0.144 acres)
Lot Dimensions	139 ft deep x 45 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 ELM ST
City	FINDLAY
State	OH
Zip	45840-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORY LIMA ST ADD LOT 8470
Legal Subdivision	CORY LIMA ST ADD
Legal Lot Number	8470
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3010
Census Tract	1000

Owner

200 Elm St is owned and occupied by an individual who bought it in July 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	200 ELM ST, FINDLAY, OH 45840-3014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Mar 30, 2012 · Amount on File
Deed Document Number	20206596
Deed Book / Page	2570 / 3852
Prior Transfer Date	Jun 9, 2011
Prior Transfer Doc	02399/1338
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 15, 2020
Property Address	200 ELM ST, FINDLAY, OH 45840-3014
Document Number	02570/3852
Book / Page	2570 / 3852
Instrument Date	Jul 10, 2020
Instrument	202000006596
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ELM ST, FINDLAY, OH 45840-3014

Mortgage

Document Number	202000006597
Date	Jul 15, 2020
Instrument	202000006597

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 200 Elm St was $1,901 with a homeowner's exemption, up 9.4% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+9.44%) Homeowner's exemption	$62,030 (+26.85%) Land $7,440 Building $54,590	$177,240 Land $21,260 Building $155,980
2024	$1,737.00 (-0.12%)	$48,900 (-) Land $5,860 Building $43,040
2023	$1,739.00 Homeowner's exemption	$48,900 Land $5,860 Building $43,040
2022			$139,710 Land $16,740 Building $122,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.