Hancock County property record for 119 Elm St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,041 sqft · built 1880 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,600 (May 2001) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-01-002.000 |
| Primary APN | 1010-244-01-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| 2nd Floor Area | 600 sqft |
| Flooring | Brick |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 469 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 119 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 1ST & 2ND ADD LOT 1397 |
| Legal Subdivision | BARNDS 1ST & 2ND ADD |
| Legal Lot Number | 1397 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hancock County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit HANCOCK FEDERAL CREDIT UNION |
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU |
| Jun 7, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage HANCOCK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2001 · Amount on Record |
| Deed Sale | May 22, 2001 · Amount on Record |
| Prior Sale | Aug 2, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 0000004603 |
| Book / Page | 2630 / 2025 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20264603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 0000004603, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2630/2025 |
| Instrument | 20264603 |
| Name | HANCOCK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02596/1969 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 2596/1969 |
| Instrument | 202200006687 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | FINDLAY, OH 45840 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 18, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | E TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2558/2174 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2558/2174 |
| Instrument | 201900004465 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | FINDLAY, OH 45840 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 30, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 7, 2019 |
| Property Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 02558/2137 |
| Book / Page | 2558 / 2137 |
| Instrument Date | May 21, 2019 |
| Instrument | 201900004461 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | EC TITLE SERVICES, E TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 ELM ST, FINDLAY, OH 45840-3011 |
| Document Number | 201900004462 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 201900004462 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2034 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+9.3%) | $69,780 (+26.85%) Land $9,730 Building $60,050 | $199,390 (+26.87%) Land $27,810 Building $171,580 |
| 2023 | $1,957.00 Homeowner's exemption | $55,010 Land $7,670 Building $47,340 | |
| 2022 | $157,160 Land $21,900 Building $135,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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