122 Elm St, Findlay, OH 45840 Property Records

Hancock County property record for 122 Elm St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,784 sqft · built 1913
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Apr 1984)
Tax Bill$1,930 (2025)
Deeds & MortgagesJan 2017 Transfer
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN1010-241-18-019.000

Property Details

APN / Parcel Number

Primary APN1010-241-18-019.000
Alternative APN
  • 610000344860

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,784 sqft Living Area
1st Floor Area1,120 sqft
2nd Floor Area664 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 ELM ST
CityFINDLAY
StateOH
Zip45840-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N R10 S24 SE PT 50X200FT ELM ST NE1/4
Legal Range10E
Legal Township01N
Legal Section24
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3012
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

122 Elm St is owned and occupied by an individual who acquired it in December 2016.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address122 ELM ST, FINDLAY, OH 45840-3012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2017Transfer on Death Deed, Transfer
Jan 4, 2017Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 1984 · Amount on File
Deed SaleApr 19, 1984 · Amount on File
Last Transfer DateDec 29, 2016
Transfer Doc2512/0413
Record UpdatedSep 20, 2026

January 2017: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateJan 4, 2017
Property Address122 ELM ST, FINDLAY, OH 45840-3012
Document Number2512/0413
Book / Page2512 / 0413
Instrument DateDec 29, 2016
Instrument201700000128
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2017: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateJan 4, 2017
Property Address122 ELM ST, FINDLAY, OH 45840-3012
Document Number02512/0413
Book / Page2512 / 0413
Instrument DateDec 29, 2016
Instrument201700000128
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 122 Elm St was $1,930, up 9.5% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,930.00 (+9.53%)$61,350 (+26.91%) Land $9,730 Building $51,620$175,300 Land $27,810 Building $147,490
2024$1,762.00 (+26.49%)$48,340 (-) Land $7,670 Building $40,670
2023$1,393.00 Homeowner's exemption Senior Citizen's exemption$48,340 Land $7,670 Building $40,670
2022$138,090 Land $21,900 Building $116,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimApr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

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