123 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 123 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,328 sqft · built 1915
Lot Size0.097 acres (4,257 sqft)
OwnerCompany Name on File
Last Sale$28,500 (Jan 2013)
Tax Bill$3,747 (2025)
Flood ZoneZone X (minimal risk)
APN421500 49.60-4-16

Property Details

APN / Parcel Number

Primary APN421500 49.60-4-16
Alternative APN
  • 150004906000040160000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,328 sqft Living Area
1st Floor Area712 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area4,257 sqft (0.097 acres)
Lot Dimensions129 ft deep x 33 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address123 ELDER ST
CitySCHENECTADY
StateNY
Zip12304-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block4
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2000
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-4-16

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address205 CENTRAL AVE, SCHENECTADY, NY 12304-4701
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2013 · Amount on Record
Deed SaleJan 28, 2013 · Amount on Record
Prior SaleMar 15, 2004 · Amount on Record
Deed Document Number20134703
Deed Book / Page1869 / 336
Last Transfer DateMar 08, 2016
Transfer Doc0000012281
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,747.00 (+6%)$69,400 (-) Land $10,400 Building $59,000$114,920 (+30.82%) Land $17,221 Building $97,699
2023$69,400 (-) Land $10,400 Building $59,000$87,848 (+3.8%) Land $13,165 Building $74,683
2022$69,400 Land $10,400 Building $59,000$84,634 Land $12,683 Building $71,951
2021$3,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elder St

Nearby Streets

Search Property Records by Address or Parcel Number