134 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 134 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,230 sqft Living Area
Lot Size	8,330 sqft (0.191 acres)
Occupancy	Owner Occupied
Last Sale	$105,200 (2008)
Tax Bill	$4,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-4-26`
Alternative APN	`150004906000040260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,230 sqft Living Area
1st Floor	622 sqft 1st Floor
2nd Floor	608 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	8,330 sqft (0.191 acres)
Depth X Width	119 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	320 sqft Garage
Porch Area	174 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	134 ELDER ST
City	SCHENECTADY
State	NY
Zip	12304-1220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	144 2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2001
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-4-26

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	134 ELDER ST, SCHENECTADY, NY 12304-1220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2008 · Amount on Record
Deed Sale	Aug 06, 2008 · Amount on Record
Prior Sale	Nov 23, 1993 · Amount on Record
Deed Book / Page	1787 / 88
Record Refreshed	Jun 08, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	134 ELDER ST, SCHENECTADY, NY 12304-1220
Document Number	0000039458
Book / Page	004784 / 000873
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 05, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	134 ELDER ST SCHENECTADY NY 123041220, SCHENECTADY, NY 12304-1220

Mortgage

Document Number	0000039458
Date	Aug 31, 2017
Book Page	004784/000873
Instrument	39458

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 (+8.55%)	$105,000 (-) Land $15,800 Building $89,200	$173,870 (+30.82%) Land $26,163 Building $147,707
2023		$105,000 (-) Land $15,800 Building $89,200	$132,911 (+3.8%) Land $20,000 Building $112,911
2022		$105,000 Land $15,800 Building $89,200	$128,049 Land $19,268 Building $108,781
2021	$4,446.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.