91 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 91 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1918
Square Footage	1,286 sqft Living Area
Lot Size	3,100 sqft (0.071 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2024)
Tax Bill	$3,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-1-23`
Alternative APN	`150004906000010230000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,286 sqft Living Area
1st Floor	670 sqft 1st Floor
2nd Floor	616 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,100 sqft (0.071 acres)
Depth X Width	100 ft x 31 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	216 sqft Garage
Patio Area	145 sqft Patio
Porch Area	148 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	91 ELDER ST
City	SCHENECTADY
State	NY
Zip	12304-1217
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-1-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 ELDER ST, SCHENECTADY, NY 12304-1217
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Sep 29, 2009 · Amount on Record
Deed Doc Number	20242900
Deed Book / Page	2123 / 442
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	0000072680
Record Refreshed	Jun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 28, 2023
Property Address	91 ELDER ST, SCHENECTADY, NY 12304-1217
Document Number	0000072680
Book / Page	2122 / 43
Instrument Date	Nov 17, 2023
Instrument	202372680
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 ELDER ST, SCHENECTADY, NY 12304-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	91 ELDER ST, SCHENECTADY, NY 12304-1217

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,731.00 (+28.3%)	$69,000 (-) Land $10,400 Building $58,600	$114,257 (+30.82%) Land $17,221 Building $97,036
2023		$69,000 (-) Land $10,400 Building $58,600	$87,342 (+3.8%) Land $13,165 Building $74,177
2022		$69,000 Land $10,400 Building $58,600	$84,146 Land $12,683 Building $71,463
2021	$2,908.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.