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127 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 127 Elder St, Schenectady, NY 12304 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1920
Square Footage2,376 sqft Total Area
Lot Size4,257 sqft (0.097 acres)
Last Sale$191,000 (2025)
Tax Bill$4,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.60-4-17
Alternative APN
  • 150004906000040170000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,376 sqft Total Area
1st Floor1,188 sqft 1st Floor
2nd Floor1,188 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,257 sqft (0.097 acres)
Depth X Width129 ft x 33 ft Depth x Width
Porch Area552 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address127 ELDER ST
CitySCHENECTADY
StateNY
Zip12304-1219
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD 0005010522 40,000
Legal Block4
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2000
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-4-17

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address30 ELLISH PKWY, SPRING VALLEY, NY 10977-4373
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Quit Claim Deed, Transfer · Commercial Mortgage
CHAMPIONS FUNDING LLC
Apr 08, 2022Warranty Deed, Construction Loan · Building or Construction Mortgage
SUNMARK FCU
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jul 14, 2017Quit Claim Deed, Foreclosure
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleApr 08, 2022 · Amount on Record
Deed Doc Number20259866
Last Transfer DateAug 20, 2025
Transfer Doc0000023287
Record RefreshedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 26, 2025
Property Address127 ELDER ST, SCHENECTADY, NY 12304-1219
Document Number0000023287
Instrument DateAug 20, 2025
Instrument202523287
Transaction TypeTransfer
Record UpdatedOct 09, 2025
Title CompanyUNKNOWN, VERTEX TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16 WIENER DR UNIT 102, 102, MONSEY, NY 10952-1852

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 ELLISH PKWY UNIT 206, 206, SPRING VALLEY, NY 10977-4373

Mortgage

Document Number0000023288
DateSep 26, 2025
Instrument202523288
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

April 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 08, 2022
Property Address127 ELDER ST, SCHENECTADY, NY 12304-1219
Document Number0000018379
Book / Page2082 / 407
Instrument DateApr 05, 2022
Instrument202218379
Transaction TypeConstruction Loan
Record UpdatedApr 21, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address973 AVON CREST BLVD, 973, SCHENECTADY, NY 12309-2819

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 AVON CREST BLVD, SCHENECTADY, NY 12309-2819

Mortgage

Document Number0000018380
DateApr 08, 2022
Instrument202218380
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term120 Months
DueApr 15, 2032

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address127 ELDER ST, SCHENECTADY, NY 12304-1219
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055217
DateDec 13, 2019
Book Page4959/737
Instrument201955217
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

July 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 14, 2017
Property Address127 ELDER ST, SCHENECTADY, NY 12304-1219
Document Number0000031509
Book / Page001966 / 000993
Instrument DateJun 29, 2017
Instrument31509
Transaction TypeForeclosure
Record UpdatedJul 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,888.00 (+8.69%)$76,300 (-) Land $11,400 Building $64,900$126,345 (+13.35%) Land $18,877 Building $107,468
2024$76,300 (-) Land $11,400 Building $64,900$111,468 (+15.41%) Land $16,654 Building $94,814
2023$76,300 (-) Land $11,400 Building $64,900$96,582 (+3.8%) Land $14,430 Building $82,152
2022$76,300 Land $11,400 Building $64,900$93,049 Land $13,902 Building $79,147
2021$4,497.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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