Walton County property record for 123 Dickens Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,956 sqft · built 2014 |
| Lot Size | 0.281 acres (12,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,465 (Jan 2015) |
| Tax Bill | $4,615 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23070-000-0640 |
| Primary APN | 17-1S-19-23070-000-0640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,642 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,261 sqft (0.281 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028204 |
|---|---|
| Street Address | 123 DICKENS DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 64 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 2967-4447 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | PASSAGES AT HAMMOCK BAY |
| Legal Lot Number | 64 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
123 Dickens Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 DICKENS DR, FREEPORT, FL 32439-2295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2015 · Amount on File |
| Deed Sale | Jan 2, 2015 · Amount on File |
| Deed Document Number | 2015661307111 |
| Deed Book / Page | 2967 / 4447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 123 DICKENS DR, FREEPORT, FL 32439-2295 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031331290 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 3133/1290 |
| Instrument | 20200005354 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356,366 Land $50,000 Building $306,366 | $356,366 Land $50,000 Building $306,366 | |
| 2024 | $4,615.00 (+6.12%) | ||
| 2023 | $4,349.00 (+12%) | $374,717 (+10.8%) Land $40,535 Building $334,182 | $374,717 (+10.8%) Land $40,535 Building $334,182 |
| 2022 | $3,883.00 | $338,180 Land $44,994 Building $293,186 | $338,180 Land $44,994 Building $293,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Dickens Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Dickens Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Cox Communications.
5G (outdoors only) and 4G LTE
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