97 Dickens Dr, Freeport, FL 32439 Property Records

Walton County property record for 97 Dickens Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 2015
Lot Size	0.238 acres (10,379 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Sep 2022)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23070-000-0670`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23070-000-0670`
Alternative APNs	`17-119-23070-000-0670` `1028207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,721 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,379 sqft (0.238 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished Screened Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 DICKENS DR
City	FREEPORT
State	FL
Zip	32439-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 67 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 2999-25 OR 3073-2802 OR 3158-1499 OR 3266-4081
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	6
Legal Lot Number	67
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21 RUTH ST, MIRAMAR BEACH, FL 32550-4640
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer MITCHELL LAND & TITLE INC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202241471
Deed Book / Page	3266 / 4081
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 15, 2022
Property Address	97 DICKENS DR, FREEPORT, FL 32439-2345
Document Number	0032664081
Book / Page	3266 / 4081
Map Reference	MB 17 PG 59&59A-59C
Instrument Date	Sep 14, 2022
Instrument	20220041471
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 DICKENS DR, 97, FREEPORT, FL 32439-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 RUTH ST, MIRAMAR BEACH, FL 32550-4640

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	97 DICKENS DR, FREEPORT, FL 32439-2345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031401778
Date	Apr 21, 2020
Book Page	3140/1778
Instrument	20200013716

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	97 DICKENS DR, FREEPORT, FL 32439-2345
Document Number	0031581501
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 WATERVIEW COVE DR FREEPORT FL 324392808, FREEPORT, FL 32439-2808

Mortgage

Document Number	0031581501
Date	Sep 3, 2020
Book Page	003158/001501
Instrument	34216

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 14, 2018
Property Address	97 DICKENS DR, FREEPORT, FL 32439-2345
Document Number	0030732802
Book / Page	3073 / 2802
Map Reference	MB17 PG59
Instrument Date	May 11, 2018
Instrument	2018000015716
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD SOUTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 LIME GROVE LN, 1501, THE VILLAGES, FL 32162-6745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 DICKENS DR, FREEPORT, FL 32439-2345

Mortgage

Document Number	2018000015717
Date	May 14, 2018
Instrument	2018000015717

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (-21%)	$339,487 (-4.7%) Land $50,000 Building $289,487	$339,487 (-4.7%) Land $50,000 Building $289,487
2024	$4,734.00 (+0.25%)
2023	$4,722.00 (+27.79%)	$356,231 (+9.69%) Land $40,535 Building $315,696	$356,231 (+9.69%) Land $40,535 Building $315,696
2022	$3,695.00 Homeowner's exemption	$324,753 Land $44,994 Building $279,759	$324,753 Land $44,994 Building $279,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dickens Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures