133 Dickens Dr, Freeport, FL 32439 Property Records

Walton County property record for 133 Dickens Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,308 sqft · built 2016
Lot Size	0.236 acres (10,295 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Dec 2025)
Tax Bill	$2,595 (2024)
Deeds & Mortgages	May 2021 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23070-000-0630`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23070-000-0630`
Alternative APN	`1028203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	3,060 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,295 sqft (0.236 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	332 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028203
Street Address	133 DICKENS DR
City	FREEPORT
State	FL
Zip	32439-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 63 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 3014-4279
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	PASSAGES AT HAMMOCK BAY
Legal Lot Number	63
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	133 DICKENS DR, FREEPORT, FL 32439-2295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 29, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	20250047606
Deed Book / Page	3382 / 1014
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	133 DICKENS DR, FREEPORT, FL 32439-2295
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DICKENS DR, FREEPORT, FL 32439-2295

Mortgage

Document Number	0031981103
Date	May 18, 2021
Book Page	3198/1103
Instrument	20210024658

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	133 DICKENS DR, FREEPORT, FL 32439-2295
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DICKENS DR, FREEPORT, FL 32439-2295

Mortgage

Document Number	0032683587
Date	Oct 3, 2022
Book Page	3268/3587
Instrument	20220044014

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	133 DICKENS DR, FREEPORT, FL 32439-2295
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DICKENS DR, FREEPORT, FL 32439-2295

Mortgage

Document Number	0033450099
Date	Dec 19, 2024
Book Page	3345/99
Instrument	20240043850

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2054

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2025
Property Address	133 DICKENS DR, FREEPORT, FL 32439-2295
Document Number	0033821014
Book / Page	3382 / 1014
Map Reference	MB 17 PG 59
Instrument Date	Dec 19, 2025
Instrument	20250047606
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 INGLE RD, DEFUNIAK SPRINGS, FL 32433-4580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DICKENS DR, FREEPORT, FL 32439-2295

Mortgage

Document Number	0033821016
Date	Dec 29, 2025
Instrument	3382/1016

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,386 (-5.29%) Land $50,000 Building $350,386	$400,386 (-5.29%) Land $50,000 Building $350,386
2024	$2,595.00 (+3.84%)
2023	$2,499.00 (+5.49%) Homeowner's exemption	$422,759 (+11.22%) Land $40,535 Building $382,224	$422,759 (+11.22%) Land $40,535 Building $382,224
2022	$2,369.00 Homeowner's exemption	$380,113 Land $44,994 Building $335,119	$380,113 Land $44,994 Building $335,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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