Walton County property record for 89 Dickens Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 2015 |
| Lot Size | 0.186 acres (8,129 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Mar 2015) |
| Tax Bill | $2,319 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23070-000-0680 |
| Primary APN | 17-1S-19-23070-000-0680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,735 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,129 sqft (0.186 acres) |
| Garage Type | Finished |
| Garage Area | 499 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028208 |
|---|---|
| Street Address | 89 DICKENS DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 68 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 2972-1385 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | PASSAGES AT HAMMOCK BAY |
| Legal Lot Number | 68 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23070-000-0680
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 89 DICKENS DR, FREEPORT, FL 32439-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 08, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2015 · Amount on Record |
| Deed Sale | Mar 02, 2015 · Amount on Record |
| Deed Document Number | 2015661313123 |
| Deed Book / Page | 2972 / 1385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 89 DICKENS DR, FREEPORT, FL 32439-2345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 89 DICVKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0032850547 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 3285/547 |
| Instrument | 20230010957 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 89 DICKENS DR, FREEPORT, FL 32439-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031631926 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 3163/1926 |
| Instrument | 20200039899 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,785 (-4.94%) Land $50,000 Building $313,785 | $363,785 (-4.94%) Land $50,000 Building $313,785 | |
| 2024 | $2,319.00 (+4.04%) | ||
| 2023 | $2,229.00 (+5.59%) Homeowner's exemption | $382,709 (+9.9%) Land $40,535 Building $342,174 | $382,709 (+9.9%) Land $40,535 Building $342,174 |
| 2022 | $2,111.00 Homeowner's exemption | $348,248 Land $44,994 Building $303,254 | $348,248 Land $44,994 Building $303,254 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Cox Communications.
Based on FCC filings for 278 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL1664019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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