123 Baum Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 123 Baum Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 2005
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jun 2025)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`988305284175`

Property Details

APN / Parcel Number

Primary APN	`988305284175`
Alternative APN	`004088000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,136 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305284175
Street Address	123 BAUM BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: SEC: 1 PL: A SL: 44
Legal Subdivision	BAUM BAY HARBOR
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1026
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 ELMHURST AVE, CHESAPEAKE, VA 23322-1750
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Jun 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	2025700149737
Deed Book / Page	2793 / 120
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	123 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002598/109
Date	Mar 4, 2022
Book Page	2598/109
Instrument	700114368

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 5, 2025
Property Address	123 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Document Number	002793/120
Book / Page	2793 / 120
Map Reference	MB 3 PG 65
Instrument Date	May 30, 2025
Instrument	700149737
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 EMPEROR LANDING RD, EDENTON, NC 27932-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ELMHURST AVE, CHESAPEAKE, VA 23322-1750

Mortgage

Document Number	0700149738
Date	Jun 5, 2025
Instrument	700149738

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (-2.78%)	$490,500 (-) Land $119,200 Building $371,300	$490,500 (-) Land $119,200 Building $371,300
2025	$2,197.00 (+24.34%)	$490,500 (+73.4%) Land $119,200 Building $371,300
2023	$1,767.00	$282,868 Land $86,100 Building $196,768
2020			$490,500 Land $119,200 Building $371,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baum Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures