118 Baum Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 118 Baum Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2020)
Tax Bill	$1,344 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988305284700`

Property Details

APN / Parcel Number

Primary APN	`988305284700`
Alternative APN	`004125000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305284700
Street Address	118 BAUM BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 60 BLK: SEC: 1 PL: A SL: 44
Legal Subdivision	BAUM BAY HARBOR
Legal Lot Number	60
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 29, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 30, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	2020700075973
Deed Book / Page	2364 / 774
Prior Transfer Date	Jan 21, 2011
Prior Transfer Doc	001855/249
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	002561/563
Date	Nov 5, 2021
Book Page	2561/563
Instrument	700108377

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	002771/834
Date	Jan 29, 2025
Book Page	2771/834
Instrument	700145869

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 30, 2020
Property Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Document Number	002364/774
Book / Page	2364 / 774
Map Reference	CAB A SL 44-46
Instrument Date	Mar 27, 2020
Instrument	700075973
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 RICH CT, BURKE, VA 22015-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	0700075974
Date	Mar 30, 2020
Instrument	700075974

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Nov 7, 2018
Property Address	118 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Document Number	002268/864
Book / Page	2268 / 864
Instrument Date	Nov 6, 2018
Instrument	000700058464
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E CLARK ST, KILL DEVIL HILLS, NC 27948-8769
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,344.00	$308,700 (-) Land $113,600 Building $195,100	$308,700 (-) Land $113,600 Building $195,100
2025	$1,344.00 (-4.14%)	$308,700 (+37.57%) Land $113,600 Building $195,100
2023	$1,402.00	$224,400 Land $82,000 Building $142,400
2020			$308,700 Land $113,600 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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