119 Baum Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 119 Baum Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,445 sqft · built 1984
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,215 (Jun 2014)
Tax Bill	$2,361 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988306285543`

Property Details

APN / Parcel Number

Primary APN	`988306285543`
Alternative APN	`004107000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,445 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Detached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988306285543
Street Address	119 BAUM BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 31 BLK: SEC: 1 PL: A SL: 44
Legal Subdivision	BAUM BAY HARBOR
Legal Lot Number	31
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1021
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 5, 2019	Warranty Deed, Transfer · Stand-Alone Refinance TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2014 · Amount on Record
Deed Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	2014700000212
Deed Book / Page	1961 / 900
Last Transfer Date	Feb 28, 2019
Transfer Doc	0700062175
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	119 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BALM BAY DR, KILL DEVIL HILLS, NC 27948-8406

Mortgage

Document Number	002824/846
Date	Dec 9, 2025
Book Page	2824/846
Instrument	700155103

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	5406 N CROATAN HWY, KITTY HAWK, NC 27949

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2055

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	119 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002398/492
Date	Jul 31, 2020
Book Page	2398/492
Instrument	700081447

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 5, 2019
Property Address	119 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8406
Document Number	002287/500
Book / Page	2287 / 500
Instrument Date	Feb 28, 2019
Instrument	700062175
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BALUM BAY DR, KILL DEVIL HILLS, NC 27948-8406

Mortgage

Document Number	002287/502
Date	Mar 5, 2019
Book Page	2287/502
Instrument	700062176

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,361.00 (-0.04%)	$540,900 (-) Land $127,200 Building $413,700	$540,900 (-) Land $127,200 Building $413,700
2025	$2,362.00 (-6.23%)	$540,900 (+34.25%) Land $127,200 Building $413,700
2023	$2,519.00	$402,919 Land $91,800 Building $311,119
2020			$540,900 Land $127,200 Building $413,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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